Access to broadband internet is fast becoming a predictor of whether you are on the “have” or “have not” side of the American wealth divide. If you can’t access high-speed internet regularly and don’t know how to take advantage of it, you probably won’t do as well in school, won’t know about good available jobs and won’t be able to get those jobs if you did.

Some community-development organizations think the foreclosure crisis is over, but there’s a new emergency now hitting the elderly hard, says Lou Tisler, who recently left Neighborhood Housing Services of Greater Cleveland after 12 years as executive director. That new crisis is tax foreclosures — the sale of a property due to unpaid tax liabilities.