Kristina Aguilar's expertise was working on interior walls. DeJeaun Biggle liked the heavy lifting and tarring the foundation. But painting trim? "Tedious," he says. The neighbors worked together  to build their homes – and each other's – as a part of NeighborWorks Great Falls' Owner-Built Homes Program, which began in 2005  through USDA's Mutual Self-Help Program.

Julie Porter grew up as the youngest of nine children. Her older brothers and sisters were raised in a country farmhouse with no hot running water, but Porter was born in town, where the family moved when they bought a rambling house in McPherson, Kansas, for $11,000.