As they check to make sure their residents are safe, NeighborWorks network organizations are finding other, concrete ways to deal with issues that accompany social distancing and economic well-being in the wake of the COVID-19 virus. In Maine, Avesta Housing is looking at ways to keep senior citizens connected, while in New York, Asian Americans for Equality Inc. (AAFE), is moving quickly to help businesses harmed by racism and xenophobia. 

Some tax preparers call it "the big money moment." They're talking about the time of year when consumers receive their tax refunds. The lump sum, especially if the individual qualifies for the Earned Income Tax Credit (EITC), is often the largest payment they'll get all year long, says Molly Barackman-Eder, senior manager for financial capability at NeighborWorks America.

Housing is on everyone's lips, says Sheila Rice, who just completed a term as interim executive vice president and chief operating officer for NeighborWorks America. She expects the trend to continue through 2020. 

For starters, the health-care industry is highlighting housing, Rice says, pointing to a quote that is everywhere from the Champlain Housing Trust to the Centers for Disease Control and Prevention: "Housing is health care." 

As we begin a new year — and a new decade — NeighborWorks America's network organizations are hard at work, doing what they do best. Some are exploring on new partnerships. Some are focusing on matching residents with new homes, with workforce training and with resources for staying sober or aging in place. Network leaders say they're finding inspiration in last year. And the lessons they've learned are serving as a roadmap for the year ahead.

As we enter a new year, NeighborWorks America's network organizations examine the lessons they're carrying with them from 2019. Last time, we heard about a community project and the art of the ask. Today, regional representatives talk about forming partnerships, tiny houses, competing for new hires and the challenges of NOAH projects. 

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Payday and auto title loans offer a quick way to get money, but they come at a high cost. To make matters worse, they often must be repaid in a matter of weeks. Across the country, 12 million adults use payday loans annually, according to a study by Pew Charitable Trusts.